Our Pet Insurance Coverage

It's easy to customize your coverage by choosing the level of pet insurance protection that works for you. All levels reimburse 80% of allowable covered veterinary charges, after a low $100 annual deductible per pet. Allowable covered charges are covered costs considered reasonable for your geographic area. We use publicly available and proprietary veterinary fee information to determine fair reasonable costs.

Explore our levels below, compare all levels, or get started with a free quote now!

Level 1: Basic Accident Coverage

Covers accidents such as poison ingestion, lacerations, bone fractures, burns, insect bites and bee stings, falls, and motor vehicle accidents.

Cost: as low as 25¢ a day
More details.

Level 2: Accident & Illness Coverage

Our next level covers treatment and medications for accidents and illnesses. It's a great way to prepare financially for the unexpected.

Also available with our Continuing Care coverage option, which offers extra protection for ongoing conditions.

Cost: as low as 41¢ a day
More details.

Level 3: Accident, Illness & Essential Wellness Care

Level 3 adds essential wellness care to accident and illness protection. It can help make sure your pet stays happy and healthy.

Also available with our Continuing Care coverage option, which offers extra protection for ongoing conditions.

Cost: as low as 85¢ a day
More details.

Level 4: Accident, Illness & Deluxe Wellness Care

We recommend Level 4 for total peace of mind. It includes coverage for accidents, illnesses, and deluxe wellness care.

Also available with our Continuing Care coverage option, which offers extra protection for ongoing conditions.

Cost: as low as $1.70 a day
More details.

All levels have exclusions to help us keep our premiums lower. View our exclusions.

A $10.50 annual issuance fee may apply. This fee is waived when you pay annually.

NOTE: This is just a sample of the outstanding pet insurance coverage and rates available for your pet. Additional premiums may apply to certain breeds, metropolitan areas, and ages. All levels of coverage may not be available in all states. This is not a complete description of all coverage terms, conditions, and exclusions. Issuance of coverage is subject to underwriting. Rates and coverage subject to change. See coverage terms for a full description of the scope and limitations of coverage.